About Us
Built by Family. Designed to Help You Win at Life.
Nygaard Credit Solutions was created around a kitchen table—by three women who wanted to do more than just fix credit. We’re a mother, two daughters, and one powerful mission:
To help real people navigate credit, bills, benefits, and life with clarity, confidence, and support.
We know what it feels like to start over.
To feel overwhelmed. To not know where to turn.
That’s why we built this business with heart and know-how.
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Everything we offer—every plan, every tool, every check-in—is designed to help you rebuild from the inside out. Whether you’re cleaning up your credit or preparing for a job interview, you’ll always have someone in your corner here.
This isn’t just our business—it’s our family’s purpose.
And we’re so honored to support you.
My Story
My name is Terri Sutherland
Founder & CEO of Nygaard Credit Solutions
I'm a mom first, an entrepreneur second, and a woman on a mission always. I started Nygaard Credit Solutions not just to fix credit scores — but to help my own family create a better life.
I know what it feels like to juggle bills, stress over credit, and still push forward for the people you love. That’s why I’ve poured my heart into building a service that’s honest, supportive, and rooted in real results.
Helping others do the same? That’s my purpose.
Who We Help
At Nygaard Credit Solutions, we help real people who are ready for real change.
Whether you're starting over, rebuilding after setbacks, or simply ready to take control of your finances and future—we're here to guide you.
How We Do It
We Listen First. We Build Your Plan. We Walk With You.
We’re not here to "fix" you.
We’re here to help you build a future you own.
What's in It for You
When you work with Nygaard Credit Solutions, you’re not just getting credit repair—you’re getting a path forward.
Clarity. Confidence. Credit—and a life you can be proud of.
Serving Clients Across The Southeast
At Nygaard Credit Solutions, we proudly help clients throughout the Southeast. Whether
you’re in Charlotte, Raleigh, Durham, Fayetteville, Greensboro, or Wilmington, NC...
Columbia, Charleston, Greenville, or Myrtle Beach, SC... Virginia Beach, Richmond,
Norfolk, or Roanoke, VA... Atlanta, Augusta, Savannah, or Athens, GA... or Nashville,
Memphis, Knoxville, or Chattanooga, TN, we’re here to repair your credit, rebuild your
financial confidence, and guide you toward a brighter future.