Get Educated: How Real Businesses Get Funded with Closer Capital

By Nygaard Credit Solutions | Get Educated Week Series

If you’ve ever applied for business funding and hit a wall of “denied” messages, you’re not alone. Thousands of entrepreneurs every day face the same frustration — not because their business isn’t good enough, but because they’ve never been taught how business funding actually works.

That’s why this week, we’re focusing on education — and helping you understand what lenders are really looking for.

The Truth About Business Funding

Traditional banks play by strict rules. They often want years of financial history, high collateral, and spotless personal credit — requirements that most small business owners simply don’t meet.

But here’s the good news: the funding world has evolved. There are now alternative lenders who look at your revenue, not just your credit history, to help you access the capital you need to grow.

That’s where Closer Capital comes in.

Meet Closer Capital: Funding for Real Businesses Doing Real Revenue

Closer Capital provides simple, transparent business funding solutions — without the confusing fine print or endless hoops to jump through.

If your business meets these basic requirements, you could qualify:

- In business at least 3+ months

- Making $10,000+ per month (or $120K per year)

- A personal credit score of 600 or higher

- Based in the United States

Available funding ranges from $10,000 up to $5 million, with flexible loan terms from 6 months to 10 years depending on your qualifications and needs.

No games. No gimmicks. Just straightforward funding designed for real businesses ready to grow.

Why Education Matters Before You Apply

Here’s what many small business owners don’t realize:Even though Closer Capital focuses on your revenue and growth potential, your personal credit and business organization still matter.

A few smart moves before applying can improve your approval odds and funding amount:

• Keep business and personal bank accounts separate.

• Track your income consistently with deposits and statements.

• Maintain updated business registration and EIN documentation.

• Review your credit report for errors or outdated information.

Understanding these basics puts you ahead of most applicants — and shows lenders you’re serious about managing capital responsibly.

Ready to Scale What’s Already Working?

Closer Capital funds real businesses doing real revenue.

Apply now: https://closercap.com/?am_id=terri1778

Getting educated about business funding isn’t just about getting approved — it’s about building long-term stability for your business.

At Nygaard Credit Solutions, we believe that knowledge is the ultimate form of leverage. When you understand how the system works, you can finally make it work for you.